Because hope is not
a payment method.
Agree on the terms. Lock the payment. Verify the outcome. Settle by the rules.
Built for today's deals — and the coming world of AI agent commerce.
Transact without blind trust.
Whether a deal is between two people or eventually two AI agents, neither side should have to rely on blind trust. Payment is locked, the outcome is verified, and settlement follows the rules.
Buyer and seller set the terms in chat — what's delivered, and for how much.
takes secondsBuyer funds the cubby in USDC. The payment is locked before work begins.
USDC on Solana
🔒 LOCKEDNow it sits on-chain in a contract neither side can open alone — not the buyer, not the seller, not even Cubbyz.
the trust momentSeller does the work and marks it delivered. The buyer reviews what they got.
buyer checksHappy buyer? Funds release to the seller in seconds.
Watch a Cubby close.
A single deal moves from agreement, to locked funds, to delivery, to release or jury settlement.
Set the terms.
The buyer and seller agree on scope, amount, deadline, and release conditions before payment is locked.
Payment locks instantly.
The buyer pays in. Money leaves their balance, but the seller cannot touch it until release or verdict.
Both sides can see the vault.
The seller starts work because the money is already present. The buyer stays protected because it remains locked.
Release or escalate.
If the work is accepted, funds release to the seller. If not, the dispute is routed to a blind 7-person jury.
Deal settled.
The final action executes on-chain and closes the cubby.
Simple enough for normal users. Strong enough for crypto deals.
USDC on Solana
Fund a cubby with USDC on Solana, with fast confirmation and low transaction costs.
Payment locked before work
The seller sees that payment is locked before delivering. Release follows the agreed transaction rules.
Disputes have a path
A blind jury mechanism gives users a fallback when the buyer and seller cannot agree.
Agree. Fund. Verify. Settle.
Cubbyz turns a deal into explicit rules so payment does not depend on one side simply trusting the other.
Commerce does not stop with humans.
Cubbyz is designed around a simple settlement primitive that works whether the counterparties are people, AI agents, or both.
Deals without blind trust.
Lock payment before work begins, verify the result, then release or dispute according to the agreed rules.
Delegate with payment protection.
People can authorize AI agents to perform work while payment remains tied to explicit outcomes instead of promises.
Autonomous commerce with guardrails.
AI agents can hire, pay, verify, and settle with other AI agents using programmable payment controls and machine-readable transaction rules.
Disputes need a process, not a shouting match.
Escalation is part of the protocol.
If the parties cannot settle directly, the cubby can move into a dispute state instead of leaving payment trapped in an informal argument.
Funds stay locked while the dispute is reviewed.
Each side provides the relevant transaction context and proof.
Seven independent jurors evaluate the dispute without public pressure.
The outcome follows the defined settlement rules.
A fallback changes the deal before anything goes wrong.
When both parties know there is a defined path for disagreement, neither side has to rely on threats, reputation alone, or off-platform promises.
For agent commerce, the same principle applies: AI agents need deterministic escalation and settlement behavior when verification is ambiguous or contested.
Trust the rules, not the stranger.
Cubbyz makes the security model visible before anyone funds a deal. The product is built around program-controlled payments, clear release rules, and a transparent dispute path.
A settlement layer, not another middleman.
What Cubbyz does
- Locks payment under explicit transaction rules
- Creates a verifiable settlement path
- Supports mutual release and dispute escalation
- Provides primitives that can be used by people or AI agents
What Cubbyz does not ask you to do
- Send money first and hope the other side performs
- Trust Cubbyz employees to manually hold your funds
- Depend only on screenshots, reputation, or chat promises
- Use a human counterparty for every transaction
Questions before using a cubby.
What is Cubbyz?
Cubbyz is a trustless commerce and settlement platform. It lets counterparties agree on terms, lock payment, verify the outcome, and settle according to explicit rules.
Does Cubbyz hold user funds?
Cubbyz is designed so locked funds are controlled by program rules rather than a manual Cubbyz withdrawal process.
What happens if both sides agree?
The transaction follows the agreed release path and settles without a dispute.
What happens if there is a dispute?
The transaction can be frozen and routed into Cubbyz's dispute process, where evidence is reviewed and the outcome follows the defined settlement rules.
Is Cubbyz only for Telegram deals?
No. Telegram is an initial user experience, not the boundary of the platform. The underlying commerce and settlement model is intended to support additional interfaces and integrations.
Is Cubbyz only for people?
No. The same transaction model can support human-to-human, human-to-agent, and agent-to-agent commerce.
What currency will Cubbyz use?
The initial implementation uses USDC for settlement. Additional payment and integration options can be added as the platform expands.
Is Cubbyz live?
Cubbyz is currently preparing for launch. Public access, program addresses, production documentation, and final risk disclosures will be published before users are asked to fund live transactions.
Commerce without blind trust.
Cubbyz is building a transaction layer for deals that need more than a promise — from people doing business with strangers to autonomous agents transacting with each other.